Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and website passengers could end up injured.

We will cover typical Uber accident injuries, how to determine liability, along with legal options for pursuing a claim.

Common Uber Injuries

Passengers in an Uber may suffer a wide range of injuries, especially during collisions or accidents. Among the most common injuries are:

Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.

Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.

Driver Liability: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.

A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.

Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

How to File a Legal Action for Uber Injuries

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.